New

$200 Bonus* with a New Beacon Credit Card

Plus earn up to 2% cash back with Beacon’s Rewards Credit Card.

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*Restrictions apply. 

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Refinance your auto loan

Shift into Savings with Auto Refi Rates starting at 4.89% APR*

Upgrade your loan and enjoy no payments for the first 2 months◆
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*APR – Annual Percentage Rate

◆ Restrictions apply. Ask for details

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Turn Your Home’s Equity into Flexible Borrowing Power

5.25% APR* Home Equity Line of Credit

Plus no closing costs**!
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*APR – Annual Percentage Rate

**Restrictions apply. Ask for details

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Open your account today!

Cashback Checking

1% cash back* | Early pay* | No overdraft fees

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*Restrictions apply. Ask for details

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Special Promotion!

Adjustable-Rate Mortgages

Rates as low as 4.99% APR*
Learn More

*APR – Annual Percentage Rate

**Restrictions apply. Ask for details

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Lighting the way

Welcome to Banking With Beacon

Explore the personal banking services and products available from Beacon Credit Union to help you manage your finances, buy a home, invest, and enjoy life in Central and Southwest Virginia!

Personal Banking

View Checking Accounts

Customer Support

Get Support

Discover Convenience

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Get to know Beacon Credit Union

We’re a full-service financial institution in Lynchburg, Virginia, and the surrounding area, offering a wide range of products and services.

Active Members
0 k+
Assets Managed
$ 0 M
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Love For Beacon

What Our Members Are Saying

Hear what our members have to say about their experiences with Beacon Credit Union.

“I love my Beacon Credit Union.”

Kathy Nelson

“I am not wealthy by any means, but when I go into the Bedford Branch, I am always made to feel like I am the greatest.”

Ernestine Tabor

“Beacon cares about me as a person and ALWAYS makes me feel welcome. I have never experienced banking like this before. This is so refreshing!”

Philip Biles

“They have so great people over there. I had my girlfriend open an account at that location. That is how much I enjoy going to that location.”

Anonymous
Lighting the way to savings

Special Promotions to Help You Save More

Take advantage of exclusive Beacon Credit Union promotions, including special rates, account offers, and limited‑time deals designed to help you get more from your money.
More Promotions

All promotions are subject to change. Credit approval is required for loan products. Additional restrictions and conditions for each offer can be found by clicking the “Read More” links.
†APR = Annual Percentage Rate
‡APY = Annual Percentage Yield”
  • Promotion

Share Beacon. Get $50. Give $50.

Good things are even better when you share them—especially when there’s $50 in it for both of you! With Beacon Credit Union’s Refer a Friend 50/50 promotion, members can earn $50 for referring a friend, and the new member will receive $50, too. It’s our way of saying thank you for helping friends and family […]

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  • Promotion

Score a $200 Bonus* with a New Beacon Credit Card. Plus, earn up to 2% cash back with a Beacon Rewards card.

Holiday shopping is right around the corner. Why not make those purchases work a little harder for you? For a limited time, open a new Beacon Advantage or Rewards Credit Card and you could score a $200 cash bonus* when you make $2,500 or more in eligible purchases within the first 90 days. And with […]

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