Business Banking

Business Savings

Beacon Credit Union’s business savings accounts provide a secure, flexible way to grow your company’s funds while maintaining easy access when you need it. Designed for businesses across Central and Southwest Virginia, our savings solutions help you build reserves, manage cash flow, and plan confidently for future opportunities.
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Business Savings Accounts & Certificates

Beacon offers a variety of savings options to help grow your business.

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Business Savings

Simple Savings for Your Business

Manage and grow your business funds with a Beacon Credit Union Business Savings Account.

Build your business reserves with a secure savings account designed for easy access and steady growth, supported by trusted local service from Beacon Credit Union.

  • Earn Interest
  • Mobile and Online Banking
  • Overdraft Protection Available.
  • And more!
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Business Certificates

Growth for Your Business Savings

Beacon Credit Union Share Certificates are designed to grow your money and enhance your Business.

Lock in competitive rates with a Business Certificate account that offers predictable returns over a set term, helping your business grow savings securely with Beacon Credit Union.

  • Competitive Rates
  • Mobile and Online Banking
  • Flexible Terms
  • And more!
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Business Money Market

Grow your Business funds with account access and security.

Beacon Credit Union Business Money Markets are perfect to enhance your company’s portfolio and increase earnings.

Money Market Account benefits:

  • Rates higher than traditional savings
  • Access your funds when needed
  • A secure place to house extra cash
  • And more!
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Eligibility for Business Accounts

We offer a variety of comprehensive business-related services that are tailored to your business needs.

A Beacon Credit Union Business Account is designed for businesses of all sizes. Whether you’re a sole proprietor, startup, or established company, you can apply with basic business documentation. Our simple onboarding process helps you quickly access the tools you need to manage payments, expenses, and growth.

You can apply for business accounts and services if your business meets the following requirements:

  • The business is privately owned and not publicly traded
  • The business is locally owned and operates within Beacon Credit Union’s membership area

You live, work, worship, or attend school in, and businesses and other legal entities located in: 

CountyCity/Town
Amherst CountyCity of Lynchburg
Appomattox CountyCity of Lexington
Bedford CountyCity of Buena Vista
Campbell CountyCity of Danville
Nelson CountyCity of Roanoke
Rockbridge CountyCity of Salem
Pittsylvania CountyCity of Reidsville NC
Caswell County NCCity of Eden NC
Rockingham County NCTown of Altavista
Roanoke CountyTown of Appomattox
Botetourt CountyTown of Appomattox
 Town of Bedford. (Region 2000)
 Township of Vinton

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired or pensioners or annuitants from employment to the credit union; members of their immediate families and organizations of such persons. Immediate family members are defined as people related by blood, marriage or adoption, and associations of such persons and other credit unions.

All individuals and groups who are members at the time of the credit union’s conversion under the community charter, including:

  • Members of credit unions affiliated with the Virginia Credit Union League
  • The Virginia Credit Union League, as a corporate member
  • Credit unions that are corporate members affiliated with the Virginia Credit Union League
  • Existing select employee groups (SEGs)
Smart Financial Tools to Power Your Business

Business Solutions

Support your growth with business solutions from Beacon Credit Union, including tools designed to help you manage expenses, improve cash flow, and grow with confidence. With convenient access, competitive rates, and trusted local service across Central and Southwest Virginia, Beacon delivers the resources your business needs to succeed.

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*APY=Annual Percentage Yield.

**Average Daily Balance