CashBack Checking
Unlock Extra Cash in Your Pocket with CashBack Checking in Central and Southwest Virginia.
Beacon's Brand New CashBack Checking!
This extraordinary account is tailored to meet the needs of today’s savvy spenders, providing exceptional benefits and financial flexibility. Enjoy earning cashback on everyday purchases—from groceries to gas and even online shopping—so you’re rewarded for the way you already spend. With CashBack Checking, you don’t just manage your money effectively—you earn money back while doing it, along with a range of additional benefits that make this account truly stand out.
1% Cash Back1 on All Transactions!!!
Why not earn as you spend? With our account, you’ll receive cash back on every purchase, adding value to your everyday transactions.
Free Credit Score and Credit Monitoring
Stay informed about your financial health with complimentary access to your credit score and ongoing monitoring, empowering you to take charge of your finances. Simply opt-in to Free Credit Score in the Beacon Mobile App or Beacon Online Banking.
Early Pay: Get Paid 2 Days Sooner**
Running low on gas and you still have two days until you get paid. Don’t sweat it. Enjoy the convenience of accessing your paycheck faster with early direct deposit, making financial management simpler and more efficient.
No Overdraft Fees
Say goodbye to unexpected overdraft fees! Our account eliminates overdraft charges, allowing you to navigate your finances with peace of mind.
ATM Fee Refunds2
Withdraw cash without worry! We offer refunds on ATM fees, making it easy and cost-effective to access your money whenever you need it.
Free Cashiers Checks3
Since the CashBack is a debit card only checking account, you can get free cashier checks drawn from your account on the spot when you visit a branch location for those rare moments when a check is needed.
Benefits With All Beacon Checking Accounts
Discover all the benefits and features included with a Beacon Credit Union checking account, designed to deliver convenient, low‑cost everyday banking for members across Central and Southwest Virginia.
Benefits:
Early Pay:
Get Paid 2 Days Sooner**
Mobile Deposit
Free Direct Deposit
E-Statements
ATM Access with Debit Card
Beacon Learning Center
Expert advice and tips to help you make smart financial decisions.
Simple Deposit Accounts for Saving Simply
Saving money doesn’t have to be complicated. If you’re looking for a way to start saving, whether it be for a future purchase, to build a small financial cushion, or as a step toward future investing, there are many options for you to choose from.
Saving vs. Investing: What's the Difference?
In the world of personal finance, the terms “saving” and “investing” are often used interchangeably to describe building wealth, despite some crucial differences between the two.
6 Simple Ways to Rev Up Your Savings
Many people starting out in their careers may find themselves burdened with lots of debt and very little savings for future needs. Luckily, there are simple strategies for gradually building small savings or investments into large sums, often with the help of automated services that make it easy.
How to Save for Multiple Goals at Once
It’s tempting to have a different account for every single thing you’re saving for. The problem? Having multiple accounts can lead to multiple fees. Read more for what you will want to consider when organizing savings accounts and the money in them.
Beacon Credit Union Visa® Credit Cards
Get more purchasing power and flexibility with a Beacon Credit Union Visa credit card, designed to meet your everyday spending and financial needs. Enjoy competitive rates, secure Visa acceptance worldwide, and reliable fraud protection, all backed by a trusted, community‑focused credit union serving Central and Southwest Virginia.
Ready To Take The Next Step?
1 – 1% cash back earned on qualifying point of sale and online debit card transactions made using your Beacon CashBack debit card. 1% is earned on up to $3000 in purchases during the calendar month, for a maximum payout, to your checking account, of $30 per month including joint accounts.
2 – Receive up to a $15 monthly refund in ATM fees accrued from non-Beacon domestic ATM’s. Does not include inquiry ATM fees.
3 – CashBack Checking does not offer checks, but cashier checks can be obtained in a Beacon branch location.
**Early access to funds is dependent on payer submission of direct deposit and standard fraud prevention restrictions.