Lighting the way to better banking

Become A Member

Become a member of Beacon Credit Union and experience better banking with personalized service, competitive financial solutions, and convenient digital tools designed to help you reach your goals. Serving Central and Southwest Virginia, Beacon makes it easy to open an account and start your financial journey with a credit union that puts you first.

Open A New Member Account
A diverse group of business professionals engaged in a collaborative meeting around a table with documents and materials, discussing ideas in a bright, modern office setting.

Membership Advantages

Joining Beacon Credit Union has never been easier. With just a $5 deposit to open a savings account, you can become a member and start enjoying the benefits of a trusted, community‑focused credit union. From personalized service and competitive financial products to convenient digital banking tools, Beacon Credit Union is committed to supporting members across Central and Southwest Virginia. Here are just a few of the many perks that come with Beacon membership.

Open A New Member Account
A woman with wavy brown hair wearing a tan jacket over a white shirt smiles while looking at a smartphone she holds in both hands.
Requirements

Am I Eligible for Membership?

You live, work, worship, or attend school in, and businesses and other legal entities located in: 

CountyCity/Town
Amherst CountyCity of Lynchburg
Appomattox CountyCity of Lexington
Bedford CountyCity of Buena Vista
Campbell CountyCity of Danville
Nelson CountyCity of Roanoke
Rockbridge CountyCity of Salem
Pittsylvania CountyCity of Reidsville NC
Caswell County NCCity of Eden NC
Rockingham County NCTown of Altavista
Roanoke CountyTown of Appomattox
Botetourt CountyTown of Appomattox
 Town of Bedford. (Region 2000)
 Township of Vinton
  • Immediate family members of eligible individuals (including those related by blood, marriage, or adoption)
  • Employees of this Credit Union
  • Persons retired or pensioners or annuitants from employment to the Credit Union
  • Spouses of persons who died while within the field of membership of this credit union

All individuals and groups who are members at the time of the credit union’s conversion under the community charter, including:

  • Members of credit unions affiliated with the Virginia Credit Union League
  • The Virginia Credit Union League, as a corporate member
  • Credit unions that are corporate members affiliated with the Virginia Credit Union League
  • Existing select employee groups (SEGs)
Professional headshot of a smiling man wearing a dark charcoal suit, light blue dress shirt, and green tie, with glasses and a watch, standing with arms crossed against a white background.

Eligibility for Business Accounts

We offer a variety of comprehensive business-related services that are tailored to your business needs.

A Beacon Credit Union Business Account is designed for businesses of all sizes. Whether you’re a sole proprietor, startup, or established company, you can apply with basic business documentation. Our simple onboarding process helps you quickly access the tools you need to manage payments, expenses, and growth.

You can apply for business accounts and services if your business meets the following requirements:

  • The business is privately owned and not publicly traded
  • The business is locally owned and operates within Beacon Credit Union’s membership area

You live, work, worship, or attend school in, and businesses and other legal entities located in: 

CountyCity/Town
Amherst CountyCity of Lynchburg
Appomattox CountyCity of Lexington
Bedford CountyCity of Buena Vista
Campbell CountyCity of Danville
Nelson CountyCity of Roanoke
Rockbridge CountyCity of Salem
Pittsylvania CountyCity of Reidsville NC
Caswell County NCCity of Eden NC
Rockingham County NCTown of Altavista
Roanoke CountyTown of Appomattox
Botetourt CountyTown of Appomattox
 Town of Bedford. (Region 2000)
 Township of Vinton

Spouses of persons who died while within the field of membership of this credit union; employees of this credit union; persons retired or pensioners or annuitants from employment to the credit union; members of their immediate families and organizations of such persons. Immediate family members are defined as people related by blood, marriage or adoption, and associations of such persons and other credit unions.

All individuals and groups who are members at the time of the credit union’s conversion under the community charter, including:

  • Members of credit unions affiliated with the Virginia Credit Union League
  • The Virginia Credit Union League, as a corporate member
  • Credit unions that are corporate members affiliated with the Virginia Credit Union League
  • Existing select employee groups (SEGs)

How To Join

Once you join Beacon Credit Union, you can remain a member for life, even if you change jobs or move away. That way, you as well as your family members can continue to enjoy the benefits of credit union membership.

Your immediate family members are encouraged to join Beacon Credit Union. This includes your parents, sisters, brothers, grandparents, children, or grandchildren by blood or by marriage.

To become a Beacon Credit Union member, simply open a regular savings account with a $5 deposit. Once you’re a member, you’re a member for life and can apply for the full range of products and services Beacon Credit Union offers. We invite you to visit one of our branch locations to open your account, where our team can get to know you and walk you through the many benefits of membership.

Each application for membership must be in writing and those eligible may be admitted to membership by the Board of Directors or a membership officer. A person denied membership by a membership officer may appeal the denial to the Board of Directors.

No application for membership shall be approved until it is determined that the applicant:

  • Is eligible for membership
  • Has paid any required fees or annual membership fee or both
  • Has subscribed for one or more shares (savings account)
  • Has paid the initial installment ($5) for the savings account.

To help the government fight the funding of terrorism and money laundering activities, federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. The USA PATRIOT Act requires all private banking institutions to collect, verify, and record information that positively identifies individuals that open accounts.

To comply with this requirement, please have the following items ready:

  • Driver’s License or State ID
  • Date of Birth
  • Social Security Number (SSN) or Tax Identification Number (TIN)
  • Your complete residence and mailing address
You may read more about the USA PATRIOT Act below:

Get to know Beacon Credit Union

We’re a full-service financial institution in Lynchburg, Virginia, and the surrounding area, offering a wide range of products and services.

Active Members
0 k+
Assets Managed
$ 0 M
Branches
0 +
Years of Service
0 +
Love For Beacon

What Our Members Are Saying

Hear what our members have to say about their experiences with Beacon Credit Union.

“I love my Beacon Credit Union.”

Kathy Nelson

“I am not wealthy by any means, but when I go into the Bedford Branch, I am always made to feel like I am the greatest.”

Ernestine Tabor

“Beacon cares about me as a person and ALWAYS makes me feel welcome. I have never experienced banking like this before. This is so refreshing!”

Philip Biles

“They have so great people over there. I had my girlfriend open an account at that location. That is how much I enjoy going to that location.”

Anonymous
Lighting the Way to Better Banking

Get To Know Beacon Credit Union

Learn more about Beacon Credit Union, our mission, our people, and how we’re committed to serving members and strengthening communities across Central and Southwest Virginia.

Learn More

*Free checks come with a Choice Plus Checking account. Click here to learn more about the features of all of our Checking Accounts.