Mortgage Rates as low as 4.99% APR^†!

Enjoy a low-rate, low-payment Mortgage.

With an Adjustable-Rate Mortgage, you can benefit from a Mortgage that works for you. With rates starting as low as 4.99% APR†, you’ll have time to focus on other plans, bills, and goals. With rates increasing daily, an adjustable-rate mortgage is the perfect loan to save money.

Ask Beacon’s Mortgage experts how an Adjustable-Rate Mortgage can help you save money today.

Call us at 434.237.1566 or click here to learn more.

†The APR (Annual Percentage Rate) offer is effective 10/10/2023 and applicable to only 5/1 Adjustable Rate Mortgages. Rates are based on an evaluation of credit history, so your rate may differ. Available for primary residences and second homes. Adjustable-rate mortgages are variable, and your annual percentage rate may increase or decrease after the original fixed rate period. The rate quoted requires a 1.00% loan origination fee. The rate displayed is the “as low as” rate for purchase loans and refinances. All loans are subject to credit approval.

The First Adjusted Payments displayed are based on the current Constant Maturity Treasury index, plus the margin (fully indexed rate) as of the stated effective date rounded to the nearest 1/8th of one percent. All loans are subject to credit approval. Beacon Credit Union reserves the right to end this offer at any time.

Promotion

Score a $200 Bonus* with a New Beacon Credit Card. Plus, earn up to 2% cash back with a Beacon Rewards card.

Holiday shopping is right around the corner. Why not make those purchases work a little harder for you? For a limited time, open a new Beacon Advantage or Rewards Credit Card and you could score a $200 cash bonus* when you make $2,500 or more in eligible purchases within the first 90 days. And with […]

October 6, 2026

Promotion

Lock in your 4.00% APY‡ Money Market for 6 Months

Earn more, worry less, and enjoy a guaranteed rate for six months. Locking in a great rate can bring more than just stronger savings—it can bring confidence. With this limited-time Premier Money Market promotion, members can lock in their earnings for six months, knowing their money is working steadily in the background while they focus on […]

August 18, 2026

Promotion

Put Your Savings to Work with a 4.35% APY‡ 6 Month Share Certificate

Put Your Savings to Work with Confidence Ready to give your savings a smarter way to grow? With a guaranteed return and a competitive 4.35% APY* 6 Month Share Certificate from Beacon Credit Union, your money can grow steadily while you stay focused on what’s ahead. Whether you’re building your emergency savings, preparing for a […]

August 18, 2026

All promotions are subject to change. Credit approval is required for loan products. Additional restrictions and conditions for each offer can be found by clicking the “Read More” links.

† APR = Annual Percentage Rate
‡ APY = Annual Percentage Yield

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The Beacon Learning Center

Explore helpful financial education resources, tools, and guides in our Learning Center designed to help you make informed decisions and achieve your financial goals.

Mortgage Rates as low as 4.99% APR†!