Flexible Credit Card Options for Everyday Spending

Beacon Credit Cards

Find the right credit card for your needs with options designed for members across Central and Southwest Virginia. Enjoy competitive rates, convenient access, and features that make managing everyday purchases simple, secure, and rewarding.

A young man with dreadlocks wearing a maroon sweater holds a yellow credit card while looking at his smartphone and laptop in an office setting with a cork bulletin board and plant visible in the background.
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Promo Alert!

$200 Bonus* with a New Beacon Credit Card

  • $200 cash bonus, plus earn up to 2% cash back with Beacon’s rewards Credit Card
  • Earn rewards on everyday purchases
  • No annual fee
Learn More

*APR – Annual Percentage Rate. Restrictions apply. Click here for details.

Beacon Credit Union Visa Advantage Card

Visa Advantage

  • Rates as low as 12.50%
  • Variable APR*
  • No Annual Fee
  • Convenient Balance Transfers Available

Manage your card from the Beacon Mobile App. You can turn your card on and off in case of emergencies, set travel exceptions and order a new card.

Apply Online
Beacon Credit Union Visa Rewards Card

Visa Rewards

Earn 2% Cash Back on Every Purchase**

  • Rates as low as 15.25%
  • Variable APR*
  • No Annual Fee
  • Convenient Balance Transfers Available

Manage your card from the Beacon Mobile App. You can turn your card on and off in case of emergencies, set travel exceptions and order a new card.

Apply Online
Learn More
Beacon Credit Union Visa Blue Card

Visa Blue

  • Rates as low as 8.00% ​
  • Balance secured by your savings account.​​
  • Establish or re-build your credit.​​

Manage your card from the Beacon Mobile App. You can turn your card on and off in case of emergencies, set travel exceptions and order a new card.

Apply Online
Visa Credit Card Disclosure
Lighting the Way to Smarter Credit Card Choices

Additional Beacon Credit Card Perks

Check out the advantages that come with any of our Beacon Credit Cards. For important contact information for your Credit Card, please visit our Customer Support Centre.

Digital Wallet access available.

Zero Liability***

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Finding the perfect gift just got easier!

Visa Gift Card

The Visa Gift card is a prepaid card that can be used at millions of locations where Visa debit cards are accepted, including retail stores and online merchants. Because it is a prepaid card, spending is limited to the amount of money placed on the card by the purchaser.

Why choose a Visa Gift card?
  • The Visa Gift card is an ideal choice for birthdays, holidays, weddings, and all your gift-giving occasions.
  • The recipient can use the Visa Gift card to buy what they want, when they want.
  • Offers all the protection and security features you’ve come to expect from Visa – the Visa Gift card can be replaced if lost or stolen.◆
  • The Visa Gift card works at millions of places that accept Visa debit cards—including retail stores and online merchants—and for mail and phone orders.

The broad appeal of Visa Gift cards makes them perfect for employee incentives or customer rewards.

 

  • Powerful tool to encourage financial responsibility
  • Convenient and flexible way to pay
  • Safer than cash
  • Parental control and peace of mind
  • Wide acceptance—everywhere Visa debit cards are welcome

◆Covers U.S. issued cards only. Visa’s Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.

Secure Online & Mobile Banking Made Simple

Digital Banking from Beacon Credit Union. Anytime. Anywhere.

Manage your money anytime, anywhere with Beacon Credit Union’s digital banking services. Our secure online and mobile banking tools let you check balances, transfer funds, pay bills, deposit checks, and control your debit and credit cards with ease. Designed for members across Central and Southwest Virginia, Beacon Digital Banking gives you convenient, reliable access to your accounts, at home or on the go.

Learn More
online and digital banking with Beacon Credit Union

Credit Card Balance Transfer Optimizer with Promotional Rate

This Balance Transfer Optimizer includes the option to have a limited time promotional rate while optimizing of your credit card debt. By entering your credit card balances, rates and credit limits this calculator determines which balance transfers will produce the greatest savings.

The calculators are made available to you as self-help tools for your independent use and are not intended to provide financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.

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*APR = Annual Percentage Rate. Rates are subject to credit qualifications and some restrictions may apply.
**Certain restrictions, limitations and exclusions apply. Please call your Issuer directly to verify the specific benefits included with your Visa card. You can also view general card benefit details by clicking on the benefits listed above.
***Covers U.S. issued cards only. Visa’s Zero Liability Policy does not apply to commercial credit card, or ATM transactions, or PIN transactions not processed by Visa. Notify your financial institution immediately of any fraudulent use.