Share Certificates
Our Certificates offer a competitive fixed interest rate for the full term, with no upfront fees. You can open a Share Certificate with as little as $500 and choose from flexible terms ranging from 12 months to five years. All Beacon Credit Union Certificates are federally insured by the National Credit Union Administration, a U.S. government agency.
Promo Alert!
Grow Your Savings at 4.35% APY* — 6 Month Certificate
- Competitive 4.35% APY*
- Guaranteed fixed return
- Safe, federally insured savings
- No monthly maintenance fees
- Convenient online and mobile banking access
- A smart way to grow savings without market risk
*APY = Annual Percentage Yield.
Restrictions Apply
Peace of Mind With Beacon Share Certificate Options
With the uncertainty and risks that can come with investing in the stock market, Beacon Credit Union Certificates provide peace of mind and security. Even better, you can open an account in just minutes!
Standard Certificates automatically renew for the same term and at the new rate that is offered at the time of renewal.
- Competitive Fixed Rates
- Flexible Terms
- Federally Insured
- Open with as little as $500
The calculators are made available to you as self-help tools for your independent use and are not intended to provide financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Beacon Learning Center
Expert advice and tips to help you make smart financial decisions.
Common Sources of Retirement Income
For many, retiring can cause mixed emotions. There’s the excitement of a new phase of life, the possible joy or sadness of leaving behind a career and co-workers, and the potential concern regarding income.
When Your Retirement Plan Is Off Track
You may feel like you’re falling further and further behind on your retirement goals. Fortunately, there are several strategies you can adopt to put yourself back on track to creating a path to retirement.
New Costs You May Face in Retirement
When you picture retirement, one of the pleasant benefits you might imagine is a reduction in some of your living expenses. However, it’s important to look at what new expenses might be popping up.
5 Retirement Savings Strategies
For most workers, saving up for retirement isn’t a priority. After all, there’s always time to save up later. Even those who do recognize the importance of retirement savings often fail to save enough.
Beacon Credit Union Visa® Credit Cards
