Loan Rates
Explore our current loan rates and find affordable financing for vehicles, homes, personal needs, and more.
Home Equity Line of Credit
| Home Equity Line of Credit - $25,000 and above | ||
|---|---|---|
| Loan Type | Annual Percentage Rate | Minimum Line of Credit |
| Home Equity Line of Credit | Prime + 0 to Prime + 6.50 | $25,000 minimum draw |
APR* for this Home Equity Line of Credit is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum line amount is $25,000. Loan to value not to exceed 90% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR* is 24%. Minimum possible APR* is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. |
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Home Equity Loans
| Home Equity Loans - (Max Loan To Volume = 80%) | ||
|---|---|---|
| Loan Type | Annual Percentage Rate As Low As | Terms |
| Home Equity Loans (Max LTV = 80%) | 6.20% | 60-180 Months |
APR* for this Home Equity Loan is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum loan amount of $40,000 required for term over 120 months. Loan to value not to exceed 80% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR* is 24%. Minimum possible APR* is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. |
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| Home Equity Loans - (Loan To Volume = 80.01% - 90%) | ||
|---|---|---|
| Loan Type | Annual Percentage Rate As Low As | Terms |
| Home Equity Loans (LTV = 80.01%-90%) | 8.45% | 60-180 Months |
APR* for this Home Equity Loan is variable based on the highest domestic prime rate published in the Wall Street Journal. Call 1-434-237-1566 for current rates. Minimum loan amount of $40,000 required for term over 120 months. Loan to value not to exceed 90% and must be over 80.01% of tax assessment or appraisal value minus first mortgage balance. 1- to 2- family owner-occupied residences only. This offer is subject to change at any time without notice. No Annual Fees. Consult a tax advisor regarding the tax deductibility of interest. Maximum possible APR* is 24%. Minimum possible APR* is 3.25%. Property insurance is required which includes, as required, flood insurance. Other fees and restrictions may apply. |
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Home Improvement Loans
| Home Improvement Loans | |
|---|---|
| Term | Annual Percentage Rate As Low As |
| 12-36 Months (minimum $5,000) | 8.70% |
| 37-60 Months (minimum $5,000) | 9.70% |
| 61-84 Months (minimum $5,000) | 10.70% |
| 85-119 Months (minimum $5,000) | 11.70% |
| 120-180 Months (minimum $10,000) | 11.70% |
Personal Loans
| Personal Loans | |
|---|---|
| Term | Annual Percentage Rate As Low As |
| 24 Months | 19.00% |
| 36 Months | 18.50% |
| 42 Months | 18.25% |
Security Loans
| Security Loans | |
|---|---|
| Term | Annual Percentage Rate As Low As |
| 48 Months | 9.40% |
| 60 Months | 10.40% |
| 66 Months | 12.40% |
| 72 Months | 13.40% |
Share Secured Loans
| Share Secured Loans | ||
|---|---|---|
| Term | Annual Percentage Rate | Conditions |
| 120 Months | 3% Above Deposit Rate | N/A |
Visa Credit Cards
| VISA Credit Cards | ||
|---|---|---|
| Card Type | Annual Percentage Rate | Limits |
| Blue | Rates as low as 8.00% | $500 to $3,000 |
| Advantage | Rates as low as 12.50% | $5,000 to $20,000 |
| Rewards | Rates as low as 15.25% | $5,000 to $20,000 |
Boats/ RV's/ Motorcycles
| Boats/RVs/Motorcycles | |
|---|---|
| Term | Annual Percentage Rate As Low As |
| 60 Months | 11.75% |
| 66 Months | 12.25% |
| 72 Months | 12.75% |
| 85% of Retail for all Boats/RVs/Motorcycle Loans. | |
New & Used Auto Loans
| New & Used Auto Loans | |
|---|---|
| Term | Annual Percentage Rate As Low As |
| 60 Months (minimum $10,000) | 7.25% |
| 66 Months (minimum $10,000) | 7.25% |
| 72 Months (minimum $20,000) | 7.69% |
| 84 Months (minimum $25,000) | 7.99% |
| 96 Months (minimum $40,000) | 9.75% |
*APR = Annual Percentage Rate.
Rates are subject to credit qualifications and some restrictions may apply.