Auto Loans
Are you ready to make your dream car a reality? Whether you’re at a dealership, looking for an auto loan, or reducing your monthly payments by refinancing, Beacon has the perfect solution for you.
Promo Alert!
Auto Refinance Rates as low as 4.89% APR†
- Plus, no payments for the first 2 months◆
- Flexible Loan Terms
- Lower your auto payment
- Fast, easy online application
†APR – Annual Percentage Rate
◆Restrictions Apply
New Auto Purchase
Shopping for a new or used car?
You’ll love Beacon’s flexible loan terms and fast loan approval.
- Low auto loan rates based on credit
- Terms that range from 60 to 96 months
- Flexible terms and options to fit your lifestyle
- Options available for online and mobile payments
Refinance Your Auto Loan
Are you looking for a better rate or a lower monthly payment?
Refinance your auto loan with flexible options, competitive rates, and a simple process designed to help you save and drive with confidence.
- Low rates based on credit
- Rates not based on vehicle's age
- Terms that range from 60 to 96 months
- Online and mobile payments available
Ask for Beacon at the Dealership
Beacon partners with many dealerships in Central and Southwest Virginia to bring you the best rates, terms, and options.
We understand that sometimes it’s easier to finance while you’re shopping. By partnering with local dealerships, we help make getting into the car of your dreams faster and easier.
Call us today at 434.237.1566 for more information on our participating dealerships.
Vehicles for Sale
Shop vehicles for sale with confidence, knowing each listing reflects fair market value and reliable pricing.
Pay Your Loan
Making your loan payment with Beacon has never been easier. Learn more about our loan payment options.
Shield Debt Protection
Safeguard your family against the unexpected with Shield Debt Protection.
NADA Auto Guides
Use the NADA Guide to estimate your car’s value and make informed decisions when buying, selling, or trading in your vehicle.
Auto Refinance Interest Savings Calculator
The calculators are made available to you as self-help tools for your independent use and are not intended to provide financial advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.
Beacon Learning Center
Expert advice and tips to help you make smart financial decisions.
Choosing the Right Auto Warranty
When purchasing a car, it’s important to have an auto warranty in place to protect your big purchase. In this video, we’ll simplify the different warranties and discuss the coverage each plan offers.
5 Tips to Consider When Buying a Car
Purchasing a car can be a big financial decision. For many, it’s often the most significant purchase they’ll make in a given year. Planning ahead for this large expense can pay off in various ways, often saving both money and time.
Is It Time for a New Car?
Owning and maintaining a car can be expensive. Even if you paid cash for your vehicle, you’re still financially responsible for regular maintenance, fuel costs, taxes, insurance, and replacing parts due to normal wear and tear.
A Condensed Guide to Loan Terms
Loans are straightforward in principle, but the legalese can sometimes get confusing, and the many types of loans available can create a complicated picture. As a borrower, if you don’t understand the terms, always ask, not asking could cost you more.
Explore more loans
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