Simple Savings Accounts to Help Your Money Grow
Personal Savings Accounts
Whether you’re saving for emergencies, short‑term goals, or the future, Beacon Credit Union makes saving simple for members across Central and Southwest Virginia with a variety of personal savings accounts.
Money Market
Earn Better Rates & Save Smart with a Money Market Account.
- Minimum to open $100
- Earn a dividend when you reach $2,000
- Federally insured
Share Certificates
Grow your Savings with a Beacon Share Certificate.
- Competitive fixed rates
- Flexible terms
- Federally insured
Basic Savings
Jump start your Beacon Membership with a Basic Savings Account.
- Just $5 to open
- Free online banking
- No monthly fees
IRAs
Prepare for Retirement with a Traditional or Roth IRA.
- Competitive dividends
- Supplement your retirement savings
- Varying tax benefits
Christmas Club
Save Money for Holiday Expenses with a Christmas Club Account.
- Competitive dividends
- Automatic transfer to your savings account
- No minimum to open
Vacation Club
Prepare for you next getaway with a Vacation Club Account.
- Monthly dividends
- Available to withdraw anytime
- No minimum to open
Spend Smarter with a Credit Card You Can Trust
Beacon Credit Union Visa® Credit Cards
Get more purchasing power and flexibility with a Beacon Credit Union Visa® credit card, designed to meet your everyday spending and financial needs. Enjoy competitive rates, secure Visa® acceptance worldwide, and reliable fraud protection, all backed by a trusted, community‑focused credit union serving Central and Southwest Virginia.
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