Personal Savings

Basic Savings Account

With easy access to your funds and seamless integration with online and mobile banking, Beacon Credit Union’s Basic Savings Account provides a dependable savings solution for members across Central and Southwest Virginia. 
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No Matter What Tomorrow Brings

Your Beacon Credit Union Share Savings account establishes your membership and gives you a share of ownership in the credit union. Open your account with just $5, and as long as you maintain an active account with a minimum $5 balance, your membership lasts for life. Even if you move or change jobs, you’ll continue to enjoy all Beacon membership benefits.

Our Basic Savings Account offers federally insured safety and everyday convenience, along with easy access to your money through free online banking, ATMs, phone services, and in-branch transactions. Open an account today and start saving for tomorrow.

*A $1.50 Charge for Balance Inquiry Only – Automatically deducted at the time of inquiry. Withdrawals are free.
Financial Insights

Beacon Learning Center

Expert advice and tips to help you make smart financial decisions.

Savings and Deposit Accounts

Interest-bearing accounts such as savings accounts, money market accounts, and certificates of deposit all make for great options when it comes to storing and growing your money.

A Savings Plan? At My Age?

You should have a savings plan regardless of your age. The question becomes, what should a savings plan look like? How much should you save and where should you put those savings?

6 Ways to Up Your Savings Game

Are you a consistent saver looking to save even more? You might already have the traditional ways figured out: scheduling automatic transfers, putting your bonuses into savings, and even following a savings plan.

The Value of Emergency Funds

Most people don’t like to imagine the worst case scenario, let alone plan for it. Let’s follow the story of Jaylen and Sharai, neighbors who commute together to the same job, to learn the value of an emergency fund.

Spend Smarter with a Credit Card You Can Trust

Beacon Credit Union Visa® Credit Cards

Get more purchasing power and flexibility with a Beacon Credit Union Visa credit card, designed to meet your everyday spending and financial needs. Enjoy competitive rates, secure Visa acceptance worldwide, and reliable fraud protection, all backed by a trusted, community‑focused credit union serving Central and Southwest Virginia.

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