Budget Checking
Introducing the checking account designed for Central & Southwest Virginia that boosts your budget by avoiding pesky overdraft fees.
Budget Checking
No overdraft fees
$10 monthly service fee
Digital banking options
Benefits With All Beacon Checking Accounts
Discover all the benefits and features included with a Beacon Credit Union checking account, designed to deliver convenient, low‑cost everyday banking for members across Central and Southwest Virginia.
Benefits:
Early Pay:
Get Paid 2 Days Sooner**
Mobile Deposit
Free Direct Deposit
E-Statements
ATM Access with Debit Card
Beacon Learning Center
Expert advice and tips to help you make smart financial decisions.
Simple Deposit Accounts for Saving Simply
Saving money doesn’t have to be complicated. If you’re looking for a way to start saving, whether it be for a future purchase, to build a small financial cushion, or as a step toward future investing, there are many options for you to choose from.
Saving vs. Investing: What's the Difference?
In the world of personal finance, the terms “saving” and “investing” are often used interchangeably to describe building wealth, despite some crucial differences between the two.
6 Simple Ways to Rev Up Your Savings
Many people starting out in their careers may find themselves burdened with lots of debt and very little savings for future needs. Luckily, there are simple strategies for gradually building small savings or investments into large sums, often with the help of automated services that make it easy.
How to Save for Multiple Goals at Once
It’s tempting to have a different account for every single thing you’re saving for. The problem? Having multiple accounts can lead to multiple fees. Read more for what you will want to consider when organizing savings accounts and the money in them.
Beacon Credit Union Visa® Credit Cards
Get more purchasing power and flexibility with a Beacon Credit Union Visa® credit card, designed to meet your everyday spending and financial needs. Enjoy competitive rates, secure Visa® acceptance worldwide, and reliable fraud protection, all backed by a trusted, community‑focused credit union serving Central and Southern Virginia.
Ready To Take The Next Step?
No checks available with this account. See rate and fee schedule and budget account disclosure for additional information.
**Early access to funds is dependent on payer submission of direct deposit and standard fraud prevention restrictions.