Personal Banking
From flexible checking accounts and competitive savings options to convenient digital banking and card services, we make everyday banking simple in Central & Southwest Virginia.
Simple, Smart Personal Banking Solutions
Explore the personal banking services and products available from Beacon Credit Union to help you manage your finances, buy a home, invest, and more!
Checking
Manage your everyday finances with a Beacon checking account designed for convenience, flexibility, and easy access to your money.
Savings
Build your financial future with a Beacon savings account that makes it simple to save, grow your money, and reach your goals.
Loans
Personal loans from Beacon Credit Union give you a fast, flexible way to pay for what matters most.
Credit Cards
A Visa Credit Card with competitive rates and designed to help your business do more.
Online & Mobile Banking
With Beacon Credit Union’s online and mobile banking, you can securely manage accounts, transfer funds, pay bills, and control your cards anytime, anywhere.
Manage Your Accounts Online
- Check your balances.
- Customize account names, dashboard layout and transaction icons.
- Track spending with account graph.
- Transfer funds between accounts.
- Schedule transfers.
Open New Accounts
- Open a new loan, credit card or deposit account.
- Access Beacon’s online mortgage loan application from within the mobile app.
Handy Online and Mobile Banking Tools
- Upload mobile deposits (only available in mobile app).
- Order checks.
- Check e-statements.
- Message Beacon’s service representatives within the app or online.
- Make payments with Beacon BillPay.
- Transfer money to your non-Beacon account.
Control Your Debit And Credit Cards
- Turn cards on and off with the push of a button.
- Set travel notifications.
- Mark your card as lost without reordering.
- Mark your card as lost and reorder.
- Order a replacement card.
Set Your Preferences
- Create alerts for account activity such as balance changes, secure messages and login notifications.
- Turn e-statements on and off with the click of a button.*
- Enroll in overdraft protection.**
- Set your time zone.
- Monitor who logs in your account with the event log.
*There is a $3 fee for members who do not have e-statements.
**Members must meet qualifications for some overdraft protections services. Click here for more info on Beacon’s overdraft protection options.
Get to know Beacon Credit Union
We’re a full-service financial institution in Lynchburg, Virginia, and the surrounding area, offering a wide range of products and services.
What Our Members Are Saying
Hear what our members have to say about their experiences with Beacon Credit Union.
“I love my Beacon Credit Union.”
“I am not wealthy by any means, but when I go into the Bedford Branch, I am always made to feel like I am the greatest.”
“Beacon cares about me as a person and ALWAYS makes me feel welcome. I have never experienced banking like this before. This is so refreshing!”
“They have so great people over there. I had my girlfriend open an account at that location. That is how much I enjoy going to that location.”
Get To Know Beacon Credit Union
We are a trusted leader in our community, operate with integrity, and build lifelong relationships by providing exceptional personal service. Get to know us a little better!