ICU Day Contest
Official Rules

 PROMOTION DESCRIPTION: The “ICU Day Contest” begins on October 15th, 2026 at 8:00 AM EST and ends on October 15th, 2026 EST, 5:00 PM.

The sponsor of this Contest is Beacon Credit Union. By participating in the “ICU Day Contest”, each Entrant unconditionally accepts and agrees to comply with and abide by these Official Rules and the decisions of Beacon Credit Union, which shall be final and binding in all respects. Beacon Credit Union is responsible for the collection, submission or processing of Entries and the overall administration of the “ICU Day Contest”. Entrants should look solely to Beacon Credit Union with any questions, comments or problems related to the “ICU Day Contest”. Beacon Credit Union may be reached by mail at P.O. Box 4319, Lynchburg, Virginia, 24502 during the Promotion Period.

ELIGIBILITY:

Open to legal residents of the Beacon Credit Union Service Area who are at least 18 years of age. Beacon Credit Union employees, and their respective parents, subsidiaries, affiliates, distributors, retailers, sales representatives, advertising and promotion agencies and each of their respective officers, directors and employees, are ineligible to enter the “ICU Day Contest” or win a prize. Household Members and Immediate Family Members of such individuals are also not eligible to enter or win. “Household Members” shall mean those people who share the same residence at least three months a year. “Immediate Family Members” shall mean parents, step-parents, legal guardians, children, step-children, siblings, step-siblings, or spouses. Winners must be in good standing with Beacon Credit Union if they have been or are currently a member. Winners that have caused Beacon Credit Union a loss are not eligible to win. The “ICU Day Contest” is subject to all applicable federal, state and local laws and regulations and is void where prohibited or restricted by law.

PRIZES:

Grand Prize: Apple 11-inch iPad ($approx. 450 value)

Additional Prizes: $200 VISA Gas Gift Card and Apple AirPods (2nd generation, approx. $100 value).

Only one prize per person and per household will be awarded. Prizes cannot be transferred, redeemed for cash or substituted by winner. Beacon Credit Union reserves the right in its sole and absolute discretion to award a substitute prize of equal or greater value if a prize described in these Official Rules is unavailable or cannot be awarded, in whole or in part, for any reason. The ARV of the prize represents Beacon Credit Union’s good faith determination. That determination is final and binding and cannot be appealed. If the actual value of the prize turns out to be less than the stated ARV, the difference will not be awarded in cash. Beacon Credit Union makes no representation or warranty concerning the appearance, safety or performance of any prize awarded. Restrictions, conditions, and limitations may apply. Sponsor will not replace any lost or stolen prize items.

The “ICU Day Contest” is open to legal residents of the Beacon Credit Union authorized service area and Prize will only be awarded and/or delivered to addresses within said locations. All federal, state and/or local taxes, fees, and surcharges are the sole responsibility of the prize winner.

A 1099-MISC will be issued in the amount of the winnings to the winner of the drawing. Failure to comply with the Official Rules will result in forfeiture of the prize.

HOW TO ENTER:

During the Promotion Period, enter the “ICU Day Contest” by visiting a local Beacon Credit Union branch and completing an official entry form. Limit one entry per individual.

Entry must be made by the Entrant. Any attempt by Entrant to obtain more than the stated number of Entries by using multiple/different email addresses, identities, registrations, logins or any other methods, including, but not limited to, commercial contest/sweepstakes subscription notification and/or entering services, will void Entrant’s Entries and that Entrant may be disqualified. Final eligibility for the award of any prize is subject to eligibility verification as set forth below. All Entries must be posted by the end of the Promotion Period in order to participate. Sponsor’s database clock will be the official timekeeper for these Sweepstakes.

WINNER SELECTION:

The Winners of the “ICU Day Contest” will be selected in a random drawing from all eligible Entries received throughout the Promotion Period. The random drawing will be conducted after October 15th, 2026 (after the Promotion Period) by Beacon Credit Union or its designated representatives, whose decisions are final. Odds of winning will vary depending on the number of eligible Entries received.

WINNER NOTIFICATION:

Winners will be notified by phone or email using the contact information provided in the Entry information, approximately one (1) week after the random drawing. Potential Winners must accept a prize by email or by telephone as directed by Beacon Credit Union within 48 hours of notification. Beacon Credit Union is not responsible for any delay or failure to receive notification for any reason, including inactive email account(s), technical difficulties associated therewith, or Winner’s failure to adequately monitor any email account or phone service.

Any winner notification not responded to or returned as undeliverable may result in prize forfeiture. The potential prize winner may be required to sign and return an affidavit of eligibility and release of liability, and a Publicity Release. No substitution or transfer of a prize is permitted except by Beacon Credit Union.

PRIVACY:

Any personal information supplied by you will be subject to the privacy policy of the Beacon Credit Union. By entering the “ICU Day Contest”, you grant Beacon Credit Union permission to share your email address and any other personally identifiable information with the other “ICU Day Contest” Entities for the purpose of administration and prize fulfillment, including use in a publicly available Winners list.

LIMITATION OF LIABILITY:

Beacon Credit Union assumes no responsibility or liability for (a) any incorrect or inaccurate entry information, or for any faulty or failed electronic data transmissions; (b) any unauthorized access to, or theft, destruction or alteration of entries at any point in the operation of the “ICU Day Contest”; (c) any technical malfunction, failure, error, omission, interruption, deletion, defect, delay in operation or communications line failure, regardless of cause, with regard to any equipment, systems, networks, lines, satellites, servers, camera, computers or providers utilized in any aspect of the operation of the Sweepstakes; (d) inaccessibility or unavailability of any network or wireless service, the Internet or website or any combination thereof; (e) suspended or discontinued Internet, wireless or landline phone service; or (f) any injury or damage to participant’s or to any other person’s computer or mobile device which may be related to or resulting from any attempt to participate in the Sweepstakes or download of any materials in the Sweepstakes.

If, for any reason, the “ICU Day Contest” is not capable of running as planned for reasons which may include without limitation, infection by computer virus, tampering, unauthorized intervention, fraud, technical failures, or any other causes which may corrupt or affect the administration, security, fairness, integrity or proper conduct of the “ICU Day Contest”, Beacon Credit Union reserves the right at its sole discretion to cancel, terminate, modify or suspend the “ICU Day Contest” in whole or in part. In such event, Beacon Credit Union shall immediately suspend all drawings and prize awards, and Beacon Credit Union reserves the right to award any remaining prizes (up to the total ARV as set forth in these Official Rules) in a manner deemed fair and equitable by Beacon Credit Union. Beacon Credit Union and Released Parties shall not have any further liability to any participant in connection with the “ICU Day Contest”.

SOCIAL NETWORK DISCLAIMER:

A Facebook or Instagram account is not required to enter the contest. Beacon Credit Union may announce or share contest winners on its social media platforms, including Facebook and Instagram. By entering the contest, participants acknowledge that their names or other publicly shareable winner information may be posted on Beacon Credit Union’s social media pages.

This promotion is in no way sponsored, endorsed, administered by, or associated with Facebook or Instagram. Participants understand that they are providing their information to Beacon Credit Union and not to Facebook or Instagram. Facebook and Instagram are not responsible for this promotion. Use of Facebook or Instagram is subject to each platform’s applicable terms and privacy policies, available at:

Facebook: https://www.facebook.com/legal/terms and https://www.facebook.com/about/privacy
Instagram: https://help.instagram.com/581066165581870 and https://help.instagram.com/155833707900388.

WINNER LIST/OFFICIAL RULES:

To obtain a copy of the Winner List or a copy of these Official Rules, send your request along with a stamped, self-addressed envelope to Beacon Credit Union, “ICU Day Contest” P.O. Box 4319, Lynchburg Virginia, 24502. Requests for the names of the winners must be received no later than 1 week after the Promotion Period has ended. For accessing a Winner List online, visit www.mybcu.org. The winner list will be posted after winner confirmation is complete.

SPONSOR:

Beacon Credit Union, P.O. Box 4319, Lynchburg, Virginia 24502