Auto Refinance Rates as Low as 4.89% APR† with Beacon Credit Union
Ready to lower your monthly payment and hit the road with confidence? Refinance your auto loan with Beacon Credit Union and take advantage of competitive auto refinance rates starting at 4.89% APR†. A lower interest rate can help you save money, reduce your payment, and put more cash toward the journeys that matter most. Plus, you can skip your first 2 months of payments♦.
Whether you drive a Jeep, SUV, truck, or car built for winter roads and winding mountain passes, auto loan refinancing can help you stay in control—on and off the road.
Why Refinance Your Auto Loan with Beacon Credit Union?
When conditions get tough, you want a financial partner you can trust. Beacon Credit Union makes refinancing simple, affordable, and tailored to your needs.
Benefits of refinancing with Beacon include:
- Low Auto Refinance Rates — Starting at 4.89% APR†
- Plus, No Payments for the First 2 months♦ — Built to give yourself time to fit your new ride into your budget
- Flexible Loan Terms — Options designed to fit your lifestyle
- Fast, Easy Online Application — Get approved quickly
- Local, Trusted Credit Union — Personalized support every step of the way
How Auto Refinancing Can Help You Save
Think of refinancing as shifting into a lower gear—better performance, smoother handling, and more confidence on the climb. By refinancing your existing auto loan, you could:
- Pay less interest over time
- Improve cash flow
- Gain peace of mind with a more manageable payment
Apply Today and Start Saving on Your Auto Loan
There’s no better time to refinance your auto loan and Shift Into Savings. Apply online or visit your local Beacon Credit Union branch to get started today.
†APR=Annual Percentage Rate. APR is determined at the time of your application, based on credit worthiness and the loan value of the vehicle. 4.89% is the lowest rate for qualified applicants with a minimum loan amount of $20,000. 84 months is the maximum term allowed with this promotion. Promotional loan rate is subject to a $299 processing fee. Loan must have 90 days of payment history before vehicle can be refinanced. This rate reflects a 0.10% discount for which you must have (i) automatic transfer from your Credit Union account; or (ii) an automated clearing house (ACH) payment originated by the Credit Union.
♦Interest will continue to accrue during the deferred payment period. First payments may be due up to 60 days of the signed contract, depending on the specific loan terms.
Current Beacon loans are not eligible for the promotional rate. Offers cannot be combined or used with other Beacon specials. All credit union programs may change or end at any time.