Money Market
Earn Better Rates & Save Smart with a Money Market Account built for members in Central & Southwest Virginia.
Promo Alert!
Lock in your 4.00% APY‡ Money Market for 6 Months
- Grow your savings faster
- Guaranteed rate on qualifying new money
- Access your funds anytime
‡ APY = Annual Percentage Yield
Restrictions apply
Premier Money Market
The Sky’s the Limit with Rates up to 4.00% APY*
The higher your balance, the higher your return when you bring your account to Beacon.
Enjoy competitive rates designed to help your savings grow faster while keeping your money safe and accessible.
- Must be new funds, not already on deposit with a Beacon account
- Grow your deposit
- Liquid assets
- Competitive rates
- and more!
Not only will you benefit from a competitive dividend, but unlike certificates that are locked into a specific number of years, you’ll have full access to your money whenever you need it with limited withdrawal penalties. In addition to liquidity, money markets are the perfect low-risk investment opportunity for anyone looking to grow their emergency funds, save for short and long-term goals, or plan for significant life events.
*APY = Annual Percentage Yield.
Beacon’s Premier Money Market rate is only valid on new accounts for members who have not had an open consumer or business money market within the past 90 days. There is a $100 minimum deposit required to open the account and the account cannot be funded with deposit money that is already in a Beacon deposit account. Dividends are calculated and applied based on the highest dividend tier applicable to your daily average balance as of the last day of the monthly dividend period. Click here to see tiers on Beacon’s deposit rate page . Rates are subject to change.
Horizon Money Market
Earn Better Rates & Save Smart with Beacon's 'Horizon' Money Market.
The higher your balance, the higher your return when you bring your account to Beacon.
You can enjoy the following benefits with a Horizon Money Market Account:
- No monthly service fees
- Unlimited deposits
- Up to 6 transactions per month
- Free withdrawals by check
- Federally insured up to $250,000
- and more!
Beacon Learning Center
Expert advice and tips to help you make smart financial decisions.
Savings and Deposit Accounts
Interest-bearing accounts such as savings accounts, money market accounts, and certificates of deposit all make for great options when it comes to storing and growing your money.
A Savings Plan? At My Age?
You should have a savings plan regardless of your age. The question becomes, what should a savings plan look like? How much should you save and where should you put those savings?
6 Ways to Up Your Savings Game
Are you a consistent saver looking to save even more? You might already have the traditional ways figured out: scheduling automatic transfers, putting your bonuses into savings, and even following a savings plan.
The Value of Emergency Funds
Most people don’t like to imagine the worst case scenario, let alone plan for it. Let’s follow the story of Jaylen and Sharai, neighbors who commute together to the same job, to learn the value of an emergency fund.
Beacon Credit Union Visa® Credit Cards
Get more purchasing power and flexibility with a Beacon Credit Union Visa credit card, designed to meet your everyday spending and financial needs. Enjoy competitive rates, secure Visa acceptance worldwide, and reliable fraud protection, all backed by a trusted, community‑focused credit union serving Central and Southwest Virginia.
