It's here! 4.04% APY Business Checking!

Start earning interest today! Visit a Beacon branch to open your account.

The brand new Business Interest Plus Checking Account offers a competitive 4.04% APY for businesses looking to grow their money. Perfect for companies of all sizes, the Business Interest Plus Checking provides benefits, including free online and mobile banking, free bill pay, and no monthly maintenance fees.

Start earning interest today. Swing by a Beacon branch location to open your account. Take advantage of this opportunity to grow your checking account and achieve your financial goals.

*4.04% Annual Percentage Yield (APY) paid on balances between $0.01 and $10,000 each month when the member meets qualifications. Qualifications are an Average Daily Balance (ADB) of $5,000 or more and either 10 debit card transaction OR 10 Beacon Business VISA card purchase transactions from the same account per month. An ADB of $5,000 or more waives the monthly service fee of $15 to maintain this account.

For balances that exceed $10,000 and up to $50,000, when the above criteria are met, the APY is 0.10%. When the promotional criteria are not met, reference standard deposit rates found on Beacon's website. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms for this account are effective December 1st, 2023, and are subject to change. Dividends are compounded monthly. Beacon Credit Union checking accounts are subject to credit qualification.

Earn 7.07% APY* on the New & Improved Choice Plus Checking

Earn more with your checking. The obvious choice.

Are you looking for a checking account with outstanding benefits and an incredible interest rate? Look no further than the New & Improved Choice Plus Checking account, which offers a competitive APY* of 7.07%. This account is an excellent choice for anyone who wants to earn more on their money without sacrificing the convenience and flexibility of a checking account.

In addition to the high APY, the Choice Plus Checking account has many other perks and benefits. No monthly maintenance fees, free digital banking, and overdraft protection options are just a few. In addition, with the Choice Plus Checking tiers, you can earn interest in multiple ways.

With all these benefits, the Choice Plus Checking account is the only choice that pays you the most money.

Get Started

*7.07% Annual Percentage Yield (APY) will be paid on balances between $0.01 and $5,000 each month a member makes one direct deposit of $1,000 or more, maintains an Average Daily Balance (ADB) of $1,500 or more, is registered for E-Statements and has a minimum of 30 posted/settled Point of Sale (POS) debit card transactions per statement cycle. When the criteria are not met for the 7.07% APY tier, the dividend defaults to the next tier of 5.05% APY. For the standard APY, when the promotional criteria are not met and for rates that apply to balances exceeding $5,000 maximum, reference Beacon's Deposit Rates. Dividends begin the business day we receive credit for the deposit of non-cash items (for example, checks). Rates and terms for this account are effective November 1st, 2023 and subject to change. Dividends are compounded monthly.

Mortgage Rates as low as 4.99% APR*!!!

Enjoy a low-rate, low-payment Mortgage.

With an Adjustable-Rate Mortgage, you can benefit from a Mortgage that works for you. With rates starting as low as 4.99% APR*, you'll have time to focus on other plans, bills, and goals. With rates increasing daily, an adjustable-rate mortgage is the perfect loan to save money.

Ask Beacon's Mortgage experts how an Adjustable-Rate Mortgage can help you save money today.

Call us at 434.237.1566 or click here to learn more

*The APR (Annual Percentage Rate) offer is effective 10/10/2023 and applicable to only 5/1 Adjustable Rate Mortgages. Rates are based on an evaluation of credit history, so your rate may differ. Available for primary residences and second homes. Adjustable-rate mortgages are variable, and your annual percentage rate may increase or decrease after the original fixed rate period. The rate quoted requires a 1.00% loan origination fee. The rate displayed is the "as low as" rate for purchase loans and refinances. All loans are subject to credit approval.

The First Adjusted Payments displayed are based on the current Constant Maturity Treasury index, plus the margin (fully indexed rate) as of the stated effective date rounded to the nearest 1/8th of one percent. All loans are subject to credit approval. Beacon Credit Union reserves the right to end this offer at any time.

Adjustable-Rate Mortgage Options Available!

Enjoy a lower rate and monthly payment with Beacon's Adjustable-Rate Mortgage.

Could you use a mortgage rate that’s lower than market value? Well now is the time! Don’t miss your chance to get an adjustable-rate mortgage. With a lower than industry standard intro rate, you'll have time to focus on other plans, bills, and goals. With rates increasing daily, an adjustable-rate mortgage is the perfect loan to save you money right now.

Ask Beacon's Mortgage experts how an Adjustable-Rate Mortgage can help you save money today.

Call us at 434.237.1566 or click here to learn more.